Loans & Payments
We help you meet your desired needs and wants by our loans & payment platform.
No matter what your needs are, we are here for you.
Do you need unending cash support, month in and month out? Still wishing for that dream car or household appliance? With our longer tenor credit, flexible payment plan and lower equity, banking is a rewarding relationship that enables you to enjoy the good things of life no matter what your needs are.
UBA No Wahala Loan
The UBA “’No Wahala’ Loan” is a personal loan that means just that: “no problem”. We will give you the freedom to spend a little more on what you really want. You may need some extra cash to fix your car, pay medical bills or take care of other exigencies. How you choose to use your loan is up to you.
- Access to funds which can be utilised to resolve unlimited financial challenges.
- No equity required.
- Operation of a salary account with the bank.
- Domiciliation of salaries/allowances/terminal benefits.
- 1 year Maximum Tenor
- Eligibility : Customers salary/operating account.
UBA Executive Loan
UBA Asset Finance
UBA Temporary Overdraft Against Salary
A non-chequing deposit account usually dedicated to keeping surplus funds.
- Access to funds which can be utilised to resolve unlimited financial challenges
- No equity required
- Irrevocable domiciliation of salaries/allowances/terminal benefits.
- 30 Months Maximum Tenor
- Eligibility : Customers salary/ operating account
- Target Market: Employees of acceptable/reputable counter-parties whose salaries are regularly paid through the bank.